Investment-Annuity.com is the work of Victor Schramm, CFS®. Victor is a Portland, Oregon based Fee Only financial planner and manager of a Registered Investment Advisor firm registered in the State of Oregon.
When we set out in 2013 to bring innovative Fee Only (no commission) financial planning services to the Pacific Northwest by founding Victor Schramm, LLC, it became apparent immediately that a new solution was needed by many for their Variable Annuities. We researched all of the available options on working with annuities. In that process, we discovered that there was a Fee Only, investment-focused alternative: the Investment Only Variable Annuity or IOVA.
We started working with Jefferson National to bring these IOVA's to the Oregon area. We're happy to work with them as the custodians of our clients funds as they have displayed dedication to the same principles we espouse- lowering investor costs, expanding investment options, and emphasizing tax-deferred investing over the guaranteed stream of income that traditional annuity models have relied upon.
About the Advisor
Victor Schramm received his B.A. in Russian and East European History from the University of Oregon in 2007. Since his University studies, he has worked in the art supplies retail, sales, and candy manufacturing industries. In 2012 he relocated from Brooklyn, NY to Portland, OR and immediately set to work founding an independent Registered Investment Advisor firm. Victor Schramm is a self-described “investing nerd” who spends much of his free time reading authors from all corners of the economic and finance world such as Benjamin Graham, Martin Wittman, and Bill Gross. As an investor, he's most aligned with the Value school of investing and seeking growth at a reasonable price. He's also interested in behavioral finance.